Getting injured at work can be a challenging and stressful experience. Understanding the process and your rights under Missouri’s workers' compensation laws can make navigating the situation easier.
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Choosing Your Workers Compensation Attorney
When you're injured on the job, choosing the right workers' compensation attorney can mean the difference between struggling and thriving. At The Law Office of Steve Slough, we know the importance of this decision and are here to guide you through it.
Why Choosing the Right Workers Compensation Attorney Matters
Workplace injuries can lead to unexpected medical bills, lost wages, and long-term disability. Getting the compensation you deserve can be a complicated and stressful process. A specialized workers' compensation lawyer by your side can take the weight off your shoulders so you can focus on getting better. What your attorney can do for you:
Make sure the paperwork is done and deadlines are met.
Gather important evidence, like medical records and witness statements, to back up your case.
Negotiate on your behalf and even fight in court for you.
Important Factors When Selecting an Attorney
It can be difficult to select an attorney. Keep the following in mind to select the best for your situation.
Experience
Look for an attorney with a proven track record in workers' compensation cases. Experience matters because it equips the attorney with the knowledge needed to effectively handle your case.
Local Knowledge
Your attorney should understand local laws and regulations. Missouri has specific workers' compensation laws that can impact your case. A local attorney is familiar with the state's system and can help maximize your compensation.
Personalized Service
Your case is unique, and it deserves individual attention. Look for an attorney who provides face-to-face service and personalized advice, ensuring that your needs are met every step of the way.
Communication Skills
Effective communication is critical when dealing with a workers' compensation case. Your attorney should be able to clearly explain the legal process, your rights, and any potential outcomes. They should keep you informed and updated on your case, answer your questions, and address your concerns.
Reputation
Before hiring a workers’ comp attorney, research their reputation, professionalism, and track record. Look for online reviews, testimonials, and peer recommendations. A reputable attorney is likely to have positive feedback from previous clients and a solid standing within the legal community. They will be known for delivering high-quality legal services and securing favorable outcomes for their clients.
Contingency Fee Basis
Many workers' compensation attorneys operate on a contingency fee basis, meaning you don't pay unless they win your case. This can reduce financial stress, allowing you to pursue your claim without upfront legal costs.
Compassion and Empathy
Experiencing a workplace injury can be emotionally draining. A good attorney is not only knowledgeable in the law but also takes a compassionate approach to each case, acknowledging the human aspect behind every claim and providing supportive, empathetic service to clients.
Workers' Compensation Laws in Missouri
Missouri's workers' compensation system provides benefits to employees who suffer work-related injuries or illnesses. Understanding these laws is necessary for ensuring you receive the benefits you deserve.
Here are some key points to know:
Eligibility: Workers' compensation insurance covers most employees in Missouri, including full-time, part-time, and seasonal workers.
Benefits: Workers' compensation benefits in Missouri can include medical treatment, temporary total disability benefits, permanent partial disability benefits, and permanent total disability benefits.
Reporting an injury: Employees must report their injury to their employer within 30 days. Failing to do so can jeopardize your claim.
Filing a claim: After reporting the injury, the employer should file a claim with their workers' compensation insurance carrier. If the employer refuses, you can file a claim directly with the Missouri Division of Workers' Compensation.
Medical treatment: Workers' compensation benefits include coverage for authorized medical treatment. This includes doctor visits, surgeries, medications, physical therapy, and any other necessary medical interventions. It's important to follow the treatment plan prescribed by the authorized healthcare providers.
Temporary Total Disability (TTD): If you're unable to work temporarily due to injury, you may be eligible for Temporary Total Disability (TTD) benefits. These benefits generally amount to two-thirds of your average weekly wage and are provided until you can return to work, or your condition stabilizes, subject to state maximums.
Permanent Partial Disability (PPD): If your injury causes a lasting impairment but you can still work in some capacity, you may be eligible for PPD benefits. The amount is based on the severity and nature of your permanent disability.
Permanent Total Disability (PTD): PTD benefits are available for injuries that result in total and permanent disability, preventing any form of employment. They are usually paid for life at a rate of two-thirds of your average weekly wage.
Death benefits: If a work-related injury or illness results in death, the employee's dependents may be eligible for death benefits. These can include compensation for burial expenses and weekly benefits to the surviving spouse and minor children.
Vocational rehabilitation: For employees who cannot return to their job due to a work-related injury, vocational rehabilitation services may be available. This can include job retraining, education, and assistance in finding new employment.
Statute of limitations: There is a two-year statute of limitations for filing a workers' compensation claim in Missouri. This period starts from the date of the injury or the last payment of compensation, whichever is later. If the case involves an occupational disease, the statute of limitations is generally three years from the last exposure or diagnosis.
Dispute resolution: If disputes arise regarding your workers' compensation claim, such as disagreements over benefit amounts or medical treatments, you have the right to request a hearing before an administrative law judge. Mediation services are also available to help resolve disputes without a formal hearing.
What to do When You've Been Injured at Work
If you have been injured on the job, this is what you need to do:
Report the injury
Seek medical attention
Document everything
Consult an attorney
Follow medical advice
Keep a pain journal
Avoid social media
Stay informed
Attend all appointments
Review all documentation
Contact a Workers’ Compensation Attorney in Clayton, Missouri
At The Law Office of Steve Slough, we understand the challenges of work-related injuries. Our attorney is committed to helping real people and providing personalized, face-to-face service.
With experience in insurance defense, we can anticipate potential obstacles in your case and fight for the best possible settlement. We stand by you until the very end and are prepared to try cases to secure full compensation for our clients.
If you have been injured at work, reach out to The Law Office of Steve Slough today for a consultation. We are here to help you every step of the way.
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A peer review in workers' compensation is an evaluation of your medical treatment by a physician who wasn't involved in your care. This review verifies that the treatment you received was necessary and appropriate.